Every deed begins
at a point of beginning.
In a legal description, "point of beginning" is the exact spot every boundary is measured from — the fixed mark a survey can always return to. It's also the oldest, most literal version of what REDPOINT already stands for. We originate owner-finance land deals compliantly, so developers and land sellers have a fixed point to start from.
A specific niche, mostly unserved.
Vacant land is one of the few corners of real estate where owner financing isn't a workaround — it's often the only path to close, since traditional lenders rarely touch raw land. Demand for it is high. Supply of people who know how to originate it compliantly is not.
Today, that gap is mostly filled by a handful of companies running the process in-house, for their own subdivisions only. REDPOINT originates it as a standalone service — available to any developer or land seller, not just one with its own origination team.
You send the deal. We run the process.
Send us the property, the terms, and your buyer's information. REDPOINT originates the file end to end — no origination staff needed on your side.
Origination only — REDPOINT does not service loans long-term.
Built for two different starting points.
You have deals. You don't have an origination team.
Send us the property and buyer information and we handle the rest — priced reasonably enough that building an in-house desk stops making sense.
Start an application →Your client wants to seller-finance vacant land. They need a licensed originator.
If you're drafting the note but the deal needs an actual NMLS-licensed originator involved, that's REDPOINT — for vacant land deals specifically. Send us the client and we'll take it from there.
Refer a client →REDPOINT Land covers vacant land only. Owner financing on occupied homes runs under different federal rules and isn't part of this program yet.
One point of beginning, not the whole map.
Land is where REDPOINT specializes — it isn't where REDPOINT stops. We still originate DSCR, conventional, FHA, construction, HELOC, and commercial cash-out loans for homeowners, investors, and contractors. Land is the fixed point everything else still gets measured from.
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