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PAYMENT CALCULATOR

Estimate your monthly payment.

Adjust loan amount, rate, and term to see an estimated principal & interest payment. This is a planning estimate — your actual rate and payment depend on underwriting.

$350,000
6.50%
30 years
$70,000 (20%)

Estimate reflects principal & interest only. Property taxes, homeowners insurance, mortgage insurance, and HOA dues are not included and will affect your actual monthly payment.

Estimated Monthly Payment
$1,770/mo
Loan Principal
$280,000
Total of Payments
$637,200
Total Interest
$357,200
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GOOD TO KNOW

What this estimate doesn't include.

  • Taxes & insuranceMost monthly payments (PITI) also include property tax and homeowners insurance escrow.
  • Mortgage insuranceDown payments under 20% typically require PMI or MIP, added to the monthly payment.
  • Your actual rateRate depends on credit, loan program, and market conditions at the time you lock.