Every loan starts
from a fixed point.
REDPOINT originates home purchase, refinance, investment, and construction loans. Whatever you're building or buying, we mark a clear reference point and hold the line on it — from application to closing.
Three ways to build on solid ground.
Homeowners, investors, and contractors carry different risk, timelines, and paperwork. We underwrite each differently — not with one generic form.
Homeowners
Purchase and refinance loans for primary residences — fixed and adjustable terms, first-time buyer guidance, and clear closing timelines.
Investors
Financing for rental and investment property, including portfolio and DSCR-based loans that underwrite the deal, not just your personal income.
Contractors
Construction and construction-to-permanent loans with draw schedules built around your build timeline, not a generic disbursement plan.
A process you can survey end to end.
No black box underwriting. You know where your file stands at every stage.
- ApplicationSubmit income, asset, and property details in one intake session.
- Rate lockLock your rate once terms are confirmed, with a clear expiration date.
- UnderwritingYour file is reviewed against the actual loan program, not a generic checklist.
- ClosingFinal disclosures, signing, and funding coordinated with your title company.
What clients say.
Ready to mark your starting point?
Tell us what you're financing and we'll tell you, plainly, what it takes to close.
Start an application →